Our focus areas are vivid real-life challenges for end consumers, small enterprises and financial institutions, coming as a result of the vast adoption of new technologies and new financial regulatory business implications.

Build Future of Retail

  • Develop simple and secure payment experiences to accelerate digital payment habits
  • Create innovative experiences that bridge in-store and digital technology
  • Help SMEs enhance payment experience and provide digital tools for productivity
  • Speed up emergence of merchant propositions (e.g. new generation loyalty, installments etc.)

Accelerate Banking Transformation

  • Innovate mobile experiences on legacy banking systems leveraging open banking and new models
  • Accelerate banks’ efforts on developing user-friendly cyber-security solutions
  • Speed up efforts on cash replacement by new payment flows on card rails
  • Capitalize on banks’ network, trust factor and regulatory base for successful market entry

Power Cross-Border Economy

  • Create user friendly and transparent experience for travelers in-store and at ATM
  • Accelerate cross-border e-commerce through new, secure payment solutions
  • Explore inroads to international money transfers to replace cash
  • Help merchants engage travelers at key moments using data and analytics

start your application today

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This website and the innovation program is operated by Eleven. Your relationship is with Eleven and applications are made to them. You should only submit publicly available information as the information you submit during your application will not be treated as confidential information. If you are selected, your involvement in the program is conditional on you signing the Innovation Program Terms and Conditions, which form a binding contract between you and Eleven. Visa sponsors the program and may be involved in selection of participants, but Visa accepts no responsibility for the operation of the website or Innovation Program. For the avoidance of doubt, Eleven is not acting as an agent of Visa and has no authority to make commitments on behalf of Visa.