This website and the innovation program is operated by Eleven. Your relationship is with Eleven and applications are made to them. You should only submit publicly available information as the information you submit during your application will not be treated as confidential information. If you are selected, your involvement in the program is conditional on you signing the Innovation Program Terms and Conditions, which form a binding contract between you and Eleven. Visa sponsors the program and may be involved in selection of participants, but Visa accepts no responsibility for the operation of the website or Innovation Program. For the avoidance of doubt, Eleven is not acting as an agent of Visa and has no authority to make commitments on behalf of Visa.